GEM Motoring Assist Break Down Cover

Has anyone had any experience of GEM Motoring Assist? I'd appreciate some feedback. This is how they describe themselves?

GEM Motoring Assist operates Breakdown Cover which provides motorists with the policy they need at the lowest possible cost [now thats one heck of a claim!]. There are three levels of cover to choose from, which cover the member driving ANY qualifying vehicle, rather than the vehicle itself. With access to over 1,200 garages and more than 6,000 recovery vehicles nationwide, a 41 minute average callout and highly competitive premiums, it’s no surprise that so many motorists are switching to GEM.

GEM Motoring Assist is a leading UK motoring organisation with around 70,000 members which has been established for over 70 years. Club benefits include a lively quarterly magazine, Good Motoring, free literature and advice, and discounts on many insurances and other services.

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